QAL Laws & Regulation Practice Exam

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Prepare for the QAL Laws and Regulation Test. Use our comprehensive review material with multiple-choice questions and in-depth explanations. Ensure your success!

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What type of insurance must a pest control business with employees obtain?

Liability Insurance
Health Insurance
Workmen's Compensation Insurance
Disability Insurance

The correct answer is: Workmen's Compensation Insurance

A pest control business with employees is required to obtain Workmen's Compensation Insurance. This type of insurance is essential because it provides benefits to employees who suffer job-related injuries or illnesses. It covers medical expenses and lost wages, ensuring that employees are financially protected in the event of accidents that occur during the course of their employment. In industries like pest control, where employees may face risks associated with handling chemicals, equipment, and various environments, having Workmen's Compensation Insurance is crucial not only for legal compliance but also for maintaining workforce morale and safety. Failure to carry this insurance can result in significant penalties for the business, including fines and being held liable for medical costs incurred by injured employees. While other types of insurance, such as liability and health insurance, are important for different reasons, they do not specifically address the workplace injury and illness protections that Workmen's Compensation provides.